Make Sure You’re Insured For Spring And Summer Storms

By: KKTV Email
By: KKTV Email

Hail storms, flash floods or even sewer backups can cause thousands of dollars in damage to your property. For example, a single hail storm in 2011 caused more than $160 million in damage statewide.

So, how do you know your home or car is covered?

First, talk to your insurance agent.

If you only have liability insurance on your car, you're not covered for hail damage. You need comprehensive coverage.

When it comes to floods, your homeowner's insurance doesn't cover you. For that, you need flood insurance.

You can get that coverage from the national flood insurance program, have to wait for 30 days before it goes into effect.

Homeowners insurance also may not include coverage for flooding from sewers or water lines. Double check with your agent check if you’re already covered, or what it would cost to add that protection.

Lastly, for those who rent, make sure you have renter’s insurance. That costs about $15 per month.


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Comments are posted from viewers like you and do not always reflect the views of this station.
  • by Hard on Apr 30, 2012 at 04:06 AM
    Reality! Couldn't look any more foolish than your dribble.
  • by Anonymous on Apr 26, 2012 at 05:08 PM
    Gotta have storms first. Looks like the ones forecasted for today are yet another fail. Fail.
    • reply
      by Reality on Apr 26, 2012 at 05:18 PM in reply to
      No, see the way it works is, you heed the reminder -before- the storms start to become a regular occurrence for the season, that way you're prepared in case something happens. The forecast called for "Isolated Thunderstorms." Isolated Thunderstorms is the commonly used forecasting term when referring conditions that may lead to an -isolated- thunderstorm. This means that the storms may not occur where you are -- if any occur at all. But as I type this, I am hearing a loud roll of thunder. I guess that means I'm near one of those "isolated" thunderstorms. If you're going to criticize the meteorologists' forecasts, at least have a basic level understanding of what their forecasts actually mean. Otherwise, you just make yourself look incredibly foolish.
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