It's a nightmare none of us want to think about, but recent fires in El Paso County have sparked new awareness about the possibility of losing a home in a disaster. Usually, losing their home is just the begining of victim's troubles and Jim Hughes knows that first hand.
"Last night I said we need to get home owners insurance before this place goes up in flames."
The very next day Hughes' home did just that, after a propane tank exploded inside, taking everything with it.
Insurance agents say it's a scenario they see happen too often with home owners and renters alike.
"The biggest issue we see is they (renters) don't know renters insurance is out there and that it's affordable," said USAA agent John Henry. "They don't know they need it to protect their stuff because the landlord's insurance doesn't cover it."
Henry says the first step is to take inventory of your property and add up how much it's worth. From there, he says you can find the most affordable policy that fits your needs, starting at around $5.00 a month.
Henry suggests visiting The Rocky Mountain Insurance
Information Association's Web site at www.rmiia.org. There he says you can find an easy way to take inventory of your property.
If you'd like to help Hughes get back on his feet, you can do so at any Security Service Credit Union. Just mention the Jim Hughes Account.
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