What if you paid your doctor like you paid your gym?
No insurance, just a manageable monthly fee--and visits as often as you like.
Some states have begun offering direct primary care at some doctor's offices, which allows patients to exactly that. Qliance, in Seattle, allows patients to sit with their doctor for as long as they need to, not just the few minutes of face-time typical at many doctor's offices. The care, according to Stacy Johnson with Money Talks News, is high-quality, and no insurance is required--just a monthly fee.
Direct primary care was included in the health care reform legislation in 2009. Johnson said that eliminating insurance companies could possibly eliminate up to 40 percent of the cost of a doctor's visit.
Hospitalization does not fall under direct primary care for the states that do offer direct primary care, so some insurance may still be required for those who anticipate a future hospitalization or want to play it safe just in case. Insurance simply for hospital visits can be made more affordable by getting a high-deductible, low-cost major medical policy just for health care services.
Eighteen states has physicians who offer direct primary care, but Colorado is not currently one of them.
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