Insurance Reform Starts Thursday

By: AP
By: AP

The nation's new health care law turns six months old today.

The milestone brings some new benefits that Americans can grasp.

Insurance plans can no longer set lifetime caps on medical costs, and can no longer deny coverage to children with pre-existing conditions. Parents can keep their adult children on their health plans until age 26. Also, some preventive care will no longer require co-payments.

The changes go into effect for some people this week. But consumers whose insurance plan year begins Jan. 1 will have to wait until then for these changes.

Meanwhile, a new Associated Press poll finds continued confusion about the provisions of the law.

More than a third of the people who were surveyed think incorrectly that it contains panels of bureaucrats to make decisions about people's care.

Two-thirds think congressional budget analysts said it would increase the government's debt. In fact, the analysts say it will reduce red ink.

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