Have you seen those ads promising super deals on your cable or satellite television service? Consumer Reports says once the fine print kicks in, your bill can increase by 25 to 125-percent.

Most of us spend between $550 to $1,100 a year for our television service. Consumer Reports suggests these ways to cut our costs.

First, stop using your DVR. Many services have a "video on demand" feature. It's free, and often already part of your plan. Video on demand allows you see programs up to 72-hours after a program has aired. Some allow you to see programs up to 4-weeks after they air.

Watch television on the web. Many broadcasters stream program episodes for free on their websites, and services like Netflix offer thousands of choices for $7.99 a month. Each services is different. Hulu caters more to those looking for t-v shows, while Netflix offers more movie titles.

Ask for a discount. Consumer Reports says customers save hundreds of dollars a year by negotiating. You can threaten to quit service, demand the same discounts for your loyalty that new customers get, or bundle your phone, television, and Internet service.

Use an antenna. 97% of the top rated programs are free on broadcast networks. Digital channels offered by local television stations offer you even more choices.