Colorado has a new hot line, 1-877-601-HOPE, to help people going through foreclosure.
State agencies, the Colorado Association of Realtors and J-P Morgan Chase are helping pay for it.
The hot line debuted Wednesday.
The state's Division of Housing reports 14-thousand-205 foreclosures in Colorado through September, up 32 percent from the same period last year.
Experts say low appreciation in home prices, risky creative financing and slower economic growth are all factors in the increasing numbers.