DENVER (AP) -- Two companies collecting money to help homeowners avoid foreclosure have reached agreements with Colorado Attorney General John Suthers, while a third agreed to stop advertising low teaser rates.

Suthers announced Sunday that Castle Rock-based Hawk Financial Services agreed to pay $26,500 in fees unlawfully collected from 31 customers before performing any service. Infinity Funding Group of Bohemia, N.Y., agreed to refund a $3,500 payment collected up front from one customer.

Suthers said Colorado Executive Mortgage agreed to stop advertising low, one-month teaser rates associated with adjustable rate mortgages that appeared were fixed for five years. The agreement announced also prohibits the company from burying the material in the advertisement's fine print.