Highlights of the statewide ballot initiatives:

--PERSONHOOD: Would define a person "to include any human being from the moment of fertilization."

--AFFIRMATIVE ACTION: Would ban preference based on race or gender in state hiring and admission to public universities.

--TAXPAYER BILL OF RIGHTS: Would eliminate surplus refunds under the Taxpayer's Bill of Rights to provide more funding for schools. It also would eliminate mandatory inflationary increases for education spending.

--RIGHT TO WORK AND UNION DUES: Would bar "closed shops" in unionized workplaces. No one can be forced to join a union but currently unions can force non-members to pay dues if 75 percent of workers agree.

--PAYCHECK DEDUCTIONS: Would bar governments from deducting money from employee paychecks for politically active groups such as unions and other professional organizations.

--NO-BID CONTRACTS: Would bar some government contractors, including unions, from making contributions to political parties.

--SALES TAX: Would raise the state sales tax one-tenth of 1 percent in each of the next two years, with the estimated $186 million raised annually to finance services for the disabled.

--LIMITED GAMBLING: Would allow Black Hawk, Cripple Creek and Central City to hold their own elections on whether casinos could raise betting limits from $5 to $100, operate 24 hours a day, and add other games.

--SEVERANCE TAXES-ENERGY: Would eliminate a credit that allows oil and gas companies to deduct property taxes from severance taxes. The change would bring in an estimated $321 million in the first year with most going to college scholarships, plus communities affected by energy development, wildlife habitat and clean energy projects.

--SEVERANCE TAX-HIGHWAYS: Would maintain the severance tax rate but distribute more revenue to highways, an estimated $89 million in the first year.

--BALLOT MEASURES: Would change the citizen initiative system to require more signatures for proposals to amend the State Constitution and lower the bar for proposals that would change a state law.

-- LEGISLATIVE AGE: Would lower the age requirement for serving in the legislature from 25 to 21.