Democrat Barack Obama is calling for a 90-day moratorium on foreclosures and a two-year tax break for businesses that create jobs as part of a plan to heal the nation's ailing economy.
The presidential candidate says banks that participate in the federal bailout should temporarily postpone foreclosures for families making good-faith efforts to pay their mortgage.
He also called for a $3,000 tax credit for each additional full-time job a business creates. The tax break would end after 2010.
Obama also is proposing letting people withdraw up to $10,000 from their retirement accounts without any penalty this year and next.
The Obama campaign emphasizes that these ideas can be done quickly, either through executive order or legislation.