If you're looking to scale back and who isn't... why not assess where things stand at home. For example, Colorado Springs Utilities has a program which takes a look at your past energy bills and helps identify areas in which you can save.
Don't be afraid to do some comparison shopping when it comes to telecommunications services. These include internet, land line phone and cable or satellite service. Most companies offer bundling discounts. If you see a great deal, call your provider and see it it will match the offer... or consider switching providers.
Take a look at extra services you're paying for like call waiting, caller ID, voicemail, call forwarding and three-way calling. If you're not using these services, cancel them and pocket the savings.
Don't forget your cell phone, too. If you don't use add-ons like text messaging, web surfing, or music downloads eliminate them.
If you don't have one already, buy a programmable thermostat. If no one is home during the day, you can turn down the heat or air... helping to save on energy bills. Program the thermostat to come on half an hour before you arrive home.
Condo owners should check with their condo association's insurancy policy. See what it covers... so you aren't double-insuring.
Talk to your insurance agent about your homeowners policy. Some simple home improvements like installing a fire extinguisher or adding a deadbolt lock can cut your insurance bill.
Just a little time and a bit of digging can mean extra dollars in your wallet.
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