The Drowsy Chaperone (Don Ward)
Updated: 05/20/2013 - Two weekends left to catch one great show!
Another proposed reform would require a longer payment window before consumers could be charged late fees.
Among the rules expected to be adopted, a credit card company would be prohibited from raising interest rates on existing balances unless the customer was 30 days late or more in paying the minimum due.
Banks would also have to apply payments in a way that is fair to consumers. For example, different rates apply to different balances on the same card, banks now apply the full payment to the balance with the lowest rate. Under the new rules, they wouldn't be allowed to do that.
While the changes would provide relief for consumers, they're reportedly bad news for banks. Banks have increasingly begun to rely on customer fees.
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