Updated: 08/13/2009 - Recently, I've been getting a lot of calls from viewers who are making poor decisions when it comes to their most important asset, their home. And no wonder, national statistics show one in every 355 homes is in the foreclosure process. With foreclosures up 32% it's no wonder the scam artists are out in full force. Make sure you talk to qualified, trustworthy experts to get the best advice if you're behind on your mortgage payments. You can't afford to lose this game.