Lower the Interest Rate on your Credit Card, Anyone?

Be careful of offers you get over the telephone from strangers.

If someone called and promised to lower the interest rate on your credit card... you'd probably be interested, right? It got Virginia's attention. The woman who lives outside Florrisant... says she was intrigued by the recorded message so she decided to keep listening.

The problem is the phone call went downhill from there. Number one when a real person named "Tara" got on the line... she refused to identify the name of her company. Tara claimed all she needed was Virginia's Master Card and Visa card numbers... saying she had to verify them. Yeah right. Sorry Tara... Virginia isn't that naiive. When Virginia pressed her... Tara hung up.

I was surprised to learn the call originates in Wisconsin instead of a foreign country... but I wasn't surprised to see how many complaints there are on the internet about this group. It seems "427-000-7329" has been making the rounds... leaving recorded messages all over the country. Most folks say they're told the company calling is your credit card company... and agents have been trying to reach you. They also say... this is your last chance so you better act now. Never be intimidated or persuaded to act quickly. If an offer's only good now... let it go like Virginia did.

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