Thanks to Lou Morlando of Colorado Springs.  He told me about a strange call he got today from (305) 356-9999.  The man on the other end told Lou he could help him lower the interest rate on his credit card.  Lou responded by saying, "Great!  Which credit card?"  Then Lou says... the man simply hung up.

I did a little detective work and found the call comes from Miami, Florida and a group which apparently sells everything from toner cartridges for your fax machine to help restoring your credit.  I found others who say they're being harrassed... getting 50+ calls from this number... and still others who were told...  they owed money on a payday loan... and had to pay up or else! 

I tried calling the number several times myself ... but kept getting a recording which said, All circuits are busy."  Later the recording was, "Please try your call later." 

Bottom line, don't bother with folks like this.  If you need help lowering the interest rate on your credit card... call your credit card company yourself.  No good can come of working with a sketchy group like this.

If you get a suspicious call, email, or mailer... let me know.  I'm more than happy to check it out.